Bar Admissions


United States District Court for the Middle District of Tennessee

United States District Court for the Eastern District of Tennessee

Practice Areas
  • General Liability Defense

  • Government Liability Defense

  • Insurance Defense

  • Employment Law Defense

  • Workers' Compensation

Baylor University School of Law (J.D., 1996)
University of Tennessee (B.S., Cum Laude, 1993)

Terri L. Bernal

Email :
Phone Number : (615) 835-3150
Fax Number : (615) 208-1319
Vcard:  Download Here

783 Old Hickory Blvd.
Suite 365
Brentwood, TN 37027

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TERRI L. BERNAL maintains an active civil practice in Tennessee and her native Georgia. Ms. Bernal represents insurers, employers, and insureds in liability and workers’ compensation matters. Her practice is diverse and includes the representation of counties, school boards, police and sheriff’s departments, large manufacturing entities, as well as numerous individuals.

Ms. Bernal, a partner in Chartwell’s Nashville office, has a diverse clientele, all of whom require her appearance on their behalves in all levels of the Court system, including administrative matters before the Tennessee Department of Labor and the Tennessee Claims Commission, Circuit and Chancery Courts, the Court of Appeals, Supreme Court Workers’ Compensation Panel, Georgia Magistrate, State and Superior Courts, and the Middle and Eastern Federal District Courts.

Prior to joining the team at Chartwell Law, Ms. Bernal worked in the Attorney General’s office representing Tennessee in §1983 actions and civil claims against the State. 

Outside of the office, Ms. Bernal is approved to present employment, liability and workers’ compensation seminars for continuing education credits and frequently speaks to government entities, adjusters and employers. She is also a member of Hands On Nashville.

Professional Associations

Defense Research Institute
Claims Litigation Management
Honorable Order of the Blue Goose, International
American Bar Association
Georgia Bar Association
Tennessee Bar Association
Cumberland RIMS

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